Flexi Invest
Earn & grow your working capital with competitive daily returns on business liquidity to reach up to 4.25% profit on your balance.
Without locking in cash! Withdraw, pay & transfer money from your Flexi balance to your employee cards or any other account at anytime.
| Flexi Invest Profit Rate | Amount |
|---|---|
| 3.00% | Below BHD 5,000 |
| 3.50% | BHD 5,000-9,999 |
| 4.25% | BHD 10,000 and above |
How Does the Profit
Add Up?
You will earn an annual profit calculated on your daily balance, depending on which tier your investment falls under.
The profit will be credited to your Flexi Invest at the end of every month.
For a balance of
BHD 10,000
BHD 10,000 x 4.25% = BHD 425 annually
That’s approximately 1.16 BHD per day added to your balance.
Your returns grow as your balance increases!
Flexi Invest is an investment product that allows you to earn profit on your money.
You can start by topping up your Flexi Invest. The profit is calculated on your daily balance, so the more you deposit, the more you earn.
The annual profit is calculated on your daily balance, and it’s accumulated until the last day of the month. The total profit earned is then credited to your Flexi Invest. The profit will change depending on your investment. You will earn:
1. 3.00% for investments below BHD 5,000
2. 3.50% for investments between BHD 5,000 – BHD 9,999
3. 4.25% for investments of BHD 10,000 and above
You can withdraw money from Flexi Invest to your Beyon Money Business employee card instantly or to any bank account.
Flexi Invest is unlimited. The more you deposit, the more you earn.
Money can be sent to any valid IBAN number or to your employee cards.
Flexi Invest funds are placed in secure Islamic bank deposits (in banks licensed by the Central Bank of Bahrain) and Government Sukuks issued by the Central Bank of Bahrain.
The bank deposits are diversified across Al Salam Bank, Khaleeji Bank, Al Baraka bank and Bahrain Islamic Bank.
SICO is the investment product provider and asset manager. The underlying assets are Islamic bank deposits (in banks licensed by the Central Bank of Bahrain) and Bahraini Government Sukuks issued by the Central Bank of Bahrain.
100% of the asset exposure is local (Bahrain).
The underlying deposits in itself are Shariah compliant and the respective banks in which the deposits are placed are licensed as Islamic banks with their respective Shariah supervisory boards. There is no separate Sharia officer for Flexi.
